Disclaimer

While all reasonable care has been taken to ensure that the contents of this website are both correct and accurate at the time of publication, no responsibility for loss or damage occasioned to any person acting or refraining from action as a result of any statement in it or in links to third-party articles (including any errors and omissions however caused) can be accepted by the author or publisher or any contributor.

Nor should anything in this website be taken as a substitute for advice from an appropriate competent professional. The Later Years is an editorial website. It offers reflection, commentary and general information about later life. If expert advice is needed, whether on health, money, wills or any other subject on this website, it should be sought.